Is Farmer's Insurance Auto Insurance Any Good?

Farmer's Insurance is a national auto insurance company that provides state-mandated policy choices as well as several extra coverage options. The company offers a large number of discounts, a customer satisfaction rating that is just slightly lower than average, and an app that can qualify you for additional discounts.

Finding a good auto insurance provider can be difficult. You have to consider a lot of different factors when comparing insurance companies, and not all of them can be directly compared. The best you can do is find an auto insurance company that can give you a better than average balance of policy choices, discounts, premiums, and so on. Farmer's Insurance is an auto insurance provider, and you can read on to find out if Farmer's Insurance is a good auto insurance choice.

Farmer's Insurance Customer Satisfaction

Review company J.D. Power's study of customer satisfaction ratings for auto insurance providers gives Farmer's Insurance a score of 820 out of 1,000, which is just a little bit below average.

Farmer's Insurance Coverage

Farmer's Insurance offers policies that satisfy state-mandated coverage minimums. These policies include coverage for property damage, for bodily injury, for uninsured motorists, for collisions, and for situations beyond your control such as theft and weather events. Farmer's Insurance also offers accident forgiveness, new car replacement, loss of use, and custom parts replacement.

Farmer's Insurance Discounts

Farmer's Insurance offers a large number of discounts, although not all of them are available in every state. These discounts include but are not limited to discounts for being a good student, for being part of a professional group, for being a homeowner, for being a teenage driver, for installing anti-theft devices, for signing up for electronic payments, for completing an approved driver safety course, and for driving a vehicle powered by an alternative fuel.

The Signal App

Farmer's Insurance's Signal app can help you get a significant rate reduction. Once you download the app and start using it, your phone will keep track of the way you drive then gives you a safe driving score. You'll get a 5% discount when you start using it, and a 15% discount at your next policy renewal if that safe driver score is high enough at that time.

The Takeaway

Farmer's Insurance's customer satisfaction is a little lower than average. It does offer an impressive array of discounts, though. Its Signal app offers an easy way to have even greater discounts. The company provides all of the standard policy options, plus several extras. If policy extras and lots of opportunities for saving money are what you want, Farmer's Insurance might be a good choice for you.

Have Questions?

If you need to ask Farmer's Insurance anything else, contact a customer service representative. They are available over the phone, in chat rooms, by email, and through a help desk .

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